Applying for a loan
Also, you must not be under debt management, bankrupt or have a current IVA (Individual Voluntary Arrangement) or DRO (Debt Relief Order).
To book a branch appointment fill in the online form and we will call you back to arrange an appointment at your local branch.
Or call us on 0345 643 1553 and arrange a convenient time to pop in.
You must have online banking for a phone loan. Fill in the online application form and follow the instructions on what to do next. If all the paperwork is OK we will call you back to go through it with you and complete the application over the phone.
We carry out a credit check on applications just to make sure the information we have been given is correct and you are up to date with your current commitments.
We will also need 2 months most recent bank statements, with the last transactions being within the last 7 days. You will need online banking to provide these.
Managing your loan
If you are just enquiring about your loan or saving balance you can call 0345 643 1553 from the mobile number you gave us when taking out your loan, enter your date of birth and you will hear your balance over the phone.
Or text your date of birth in an 8 digit number format (e.g 01012007 for 1st January 2007) to 07860092010 from the mobile phone number you gave us when you took out the loan and we will text your balance back to you.
If you find yourself in this situation give us a call on 0345 643 1553 and we can talk through the various options.
Q: What if I am struggling to keep up with my loan repayments?
First of all, don’t worry, we understand that circumstances often change and we are here to help. The important thing is to talk to us as soon as possible as we will work with you to agree an affordable repayment plan that works for you. We also may be able to offer payments breaks and interest breaks on your loan.
If you need any support with debt or money worries these advice services could help. They offer free and impartial money advice that could help with your finances.
Step Change Debt Charity – Tel: 0800 138 1111 www.stepchange.org
Money Advice Service – Tel: 0300 500 5000 www.moneyadviceservice.org.uk
Q: Can I make a one-off payment?
Yes, either call into your local branch or call us on 0345 643 1553.
You can also make a payment online with any debit card just visit www.moneyline-uk.com/make-a-payment
For example, if you are repaying £27 every month, round it up to £30 and £3 per month will go straight into your savings. You won’t even notice it and you could have £36 extra at the end of the year!
Next time you need some extra help for a rainy day you could use your savings.
To work out the APR lenders must consider the interest rate, the length of the agreement, the value of the repayment and how often the repayments are and also any other charges or fees.